With our five branches, we are able to give up to 80% of our net profits back to the community.


  • 2015 Annual Report

    By • Friday 09 October 2015


  • 2014 Annual Report

    By • Tuesday 07 October 2014


    2014 Annual Report

  • Shareholder Newsletter Winter 2014

    By • Thursday 10 July 2014


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Frequently Asked Questions

  • What is Valley Community Financial Services Limited?

    Valley Community Financial Services Limited is the company (under a Franchise Agreement with Bendigo and Adelaide Bank Limited), that administers Hurstbridge, Diamond Creek, Eltham and Doreen & Mernda Community Bank® Branches and Kinglake Branch.

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Did you know that Valley Community Financial Services Limited is listed on the National Stock Exchange of Australia (NSXA)?  Many Community Bank companies are listed on the NSXA.  VCFS regularly makes announcements on the NSXA website.  If you are interested in the price of recent trades or announcements we've made to the market, click on the above link, type in "VLY" in the "Company Code or Name" box and then choose "trading code".